My New Favorite Fall Treat (And Honestly… I’ll Be Making It All Year!)

There’s something about autumn that makes baking irresistible. The air turns crisp, the leaves change color, and suddenly, the kitchen becomes the heart of the home again. While apple pies and pumpkin breads usually take center stage this time of year, I recently discovered a recipe that has completely stolen the show in my household: Caramel Cream Cheese Bread.

Moist, rich, and perfectly indulgent, this bread combines the tangy creaminess of cheesecake with the sweet, buttery ribbons of caramel swirled throughout. The cinnamon adds just the right amount of warmth, making every bite taste like comfort on a plate.

The best part? This recipe makes two loaves — one to enjoy right away and one to gift to a neighbor, freeze for later, or (let’s be real) keep all to yourself.

Caramel Cream Cheese Bread Recipe

Ingredients (makes 2 loaves)

2 cups all-purpose flour
1 ½ cups granulated sugar
1 cup (2 sticks) unsalted butter, room temperature
1 (8-ounce) package cream cheese, room temperature
4 large eggs, room temperature
½ cup caramel topping (store-bought or homemade)
1 ½ teaspoons vanilla extract
1 ½ teaspoons ground cinnamon
1 ½ teaspoons baking soda
½ teaspoon salt

Step-by-Step Instructions

Step 1: Prepare the pans and oven
Preheat your oven to 350°F (175°C). Grease and lightly flour two standard 9×5-inch loaf pans (or line them with parchment paper for easy removal).

Step 2: Cream the butter, cream cheese, and sugar
In a large mixing bowl, beat the butter, cream cheese, and sugar together until the mixture is light and fluffy — about 2–3 minutes. This step is important for creating that rich, tender crumb.

Step 3: Add the eggs and vanilla
Crack in the eggs, one at a time, mixing well after each addition. Stir in the vanilla extract until smooth.

Step 4: Mix the dry ingredients
In a separate bowl, whisk together the flour, cinnamon, baking soda, and salt.

Step 5: Combine the wet and dry
Gradually add the dry mixture to the wet mixture, stirring gently until just combined. Be careful not to overmix — the batter should be thick but smooth.

Step 6: Layer with caramel
Divide about ¼ of the batter between the two prepared pans. Drizzle about ¼ cup of caramel topping over each, then use a butter knife to gently swirl it into the batter. Top with the remaining batter, dividing it evenly between both pans. If you want extra indulgence, drizzle a little more caramel on top and swirl lightly again.

Step 7: Bake
Place the pans in the oven and bake for 45–50 minutes, or until a toothpick inserted in the center comes out clean. If the tops start browning too quickly, loosely cover with foil for the last 10 minutes.

Step 8: Cool and serve
Let the loaves cool in their pans for 10 minutes before transferring them to a wire rack to cool completely. Slice thick pieces, serve with a hot cup of coffee or tea, and enjoy the rich swirl of cream cheese and caramel in every bite.

Tips & Variations

Make it festive: Add ½ cup of chopped pecans or walnuts for crunch.
Caramel upgrade: Use homemade caramel sauce for a deeper, buttery flavor.
Storage: Wrap cooled loaves tightly in plastic wrap or foil. They’ll keep at room temperature for 3 days, refrigerated for up to a week, or frozen (well-wrapped) for 2 months.
Serving idea: Warm slices slightly in the microwave and top with a scoop of vanilla ice cream for a dessert-style treat.

Why This Bread Is My Go-To

Every fall, I try new recipes, but few make it into my year-round rotation. This one did. It’s indulgent enough to feel special for the holidays yet simple enough to whip up on a random weekend. The combination of caramel and cream cheese gives it that wow factor without needing fancy ingredients.

Bake it once, and I promise — you’ll be making it again long after the leaves have fallen.